One small fee. Zero guesswork.
Every quote shows the live rate, our fee and the arrival time upfront. Pick the plan that matches how often you send.
Plans for every kind of sender
No setup costs, no minimums, cancel any time. The exchange rate is the same honest rate on every plan.
Occasional
For one-off transfers
- Standard fee from £0.99 per transfer
- Live mid-market-linked rates
- Bank, cash & mobile payouts
- Live tracking & receipts
Frequent
For monthly senders
- 50% off all transfer fees
- Free Express same-day delivery
- Unlimited rate alerts
- Priority 24/7 support line
Business
For payroll & suppliers
- Dedicated dealer & rate desk
- Batch payments & approvals
- API access & reporting
- Same-day settlement windows
Example fees by corridor
Indicative fees for a £1,000 bank transfer on the Occasional plan. Your exact quote is always shown before you pay.
| Corridor | Delivery | Our fee | Typical arrival |
|---|---|---|---|
| GBP → USD | Bank transfer | £4.90 | Next working day |
| GBP → EUR | Bank transfer | £3.90 | Within hours |
| GBP → INR | Bank / UPI | £2.90 | Within minutes |
| USD → MXN | Bank transfer | $5.90 | Same day |
| EUR → NGN | Bank / mobile | €3.90 | Within minutes |
| AUD → PHP | Cash pickup | A$6.90 | Within minutes |
Pricing questions
The short version: the rate you see is the rate you get, plus one fee.
No. Our rates track the live mid-market rate and the only charge is the single fee shown upfront — unlike banks, which typically bury 3–5% inside the rate itself.
Any time, in two taps, from the app. You keep the discounted fees until the end of the billing month and there are no cancellation charges.
Swiftsettle Pay charges recipients nothing. On rare corridors a local payout partner may apply a small cash-collection charge — if so, it is disclosed before you confirm.