Spot Contracts
See a rate you like? Book it in seconds and settle straight away — same-day payout on every major corridor.
Today's rate, settled today
A spot contract books currency at the current live rate for immediate settlement. You confirm the quote, fund it within the booking window, and we pay out the same day on major routes — no waiting for batch cut-offs or multi-day clearing.
- Live executable rate, locked 30 seconds
- Same-day payout on major corridors
- From £100 to £250,000 per booking
What's included
Institutional-grade execution, sized for personal senders and growing businesses alike.
Instant rate lock
Quotes stream live and lock for 30 seconds while you confirm — the booked rate is the settled rate, guaranteed in writing.
Same-day settlement
Fund by debit card or instant bank pay and we release the payout the same day on 40+ corridors — next working day elsewhere.
Booking guarantee
Once confirmed, your rate is contractually fixed even if the market gaps before your funds arrive. The risk sits with us.
Big-ticket desk
Bookings over £25,000 route to a dealer who can sharpen the rate and split settlement across tranches on request.
When spot is the right call
Spot suits money that must move now: completing a property purchase, paying an invoice before a deadline, or grabbing a spike your Rate Alert just caught. For future-dated needs, pair it with Regular Payments; for patience plays, add Market Analysis. Together they cover every timing strategy.
- Property completions and deposits
- Urgent supplier and invoice payments
- Acting on rate spikes the same day
Spot Contracts questions
Quotes lock for 30 seconds while you confirm. After confirmation the rate is fixed by contract — even if markets move before your funds land with us.
Debit-card funding is instant; bank transfers should arrive within 24 hours to keep same-day payout. We'll remind you, and the booking holds while funds travel.
Anything from £100 to £250,000 online. Above £25,000 a dealer reviews the booking personally and may improve the rate; above £250,000 we arrange a tailored facility.
Like today's rate? Keep it.
Book a spot contract in under two minutes and settle at the rate you see — guaranteed.
Book a spot contract